Insurance

So many people have questions about insurance when moving to the Low Country.  What is available?  What is the cost?  What can you expect? 

I recently sat in on an insurance seminar hosted by the Hilton Head Island Board or Realtors.  The panel consisted of the heads of 4 local insurance companies.  When we asked them the questions above they could not stress enough that we should NOT attempt to touch on the answers with clients.  The quotes can vary greatly due to the age, proximity to the ocean, elevation and method of construction of the home.  They all told us that they could prepare a quote within 5 days on any property, even a potential property.  The reason for the time is that they have to get all quotes from an underwriter, which can take a few days.  They also said that our two best sources for information are the following websites:

www.FEMA.com and www.SCWind.com

If you would like me to suggest insurance companies for a quote you can email your request to Info@BlueChipHiltonHead.com.